Auto Insurance Premiums Continue to Drop According to Insurance.com Report

Cleveland, OH (ContentDesk via ContentDesk Direct) July 27, 2005 -- Insurance.com, the largest online auto insurance agency in the United States, reports an overall decrease in auto insurance rates for the first half of 2005. The company's "2005 First Half Auto Insurance Pricing Report" shows a decrease in auto insurance premiums by nearly 2 percent during the first half of 2005. According to the report, the average consumer received an annual auto insurance quote of $2,323 in the first half of 2005. This is a $43, or a 1.8%, decrease over the average annual premium quoted in 2004. "The use of the Internet by consumers researching and shopping for insurance is starting to become a factor in driving down the cost of auto insurance," said Lou Geremia, president of Insurance.com.

"Consumers are increasingly going online to make apples-to-apples comparisons on their auto insurance and get the best possible rate. This trend, combined with external factors is making it necessary for insurance companies to become more competitive with their rates."Despite the national decline in auto insurance premiums, not all consumers saw their rates decrease. In fact, more than 30 states actually saw increases to the average annual premium quoted, proving that where you live is a key factor in what you pay for auto insurance.Insurance.com's report highlights the average change in premium quotes on a national basis. The report compares the average premium from the first half of 2005 against the average premium for all of 2004 in every state*. The information comes from actual auto insurance quotes consumers received from 12 of the nation's leading companies who participate on Insurance.com's comparative platform.

The information was collected from more than 2 million auto insurance rate quotes provided by Insurance.com to its customers in 2004 and over one million auto insurance rate quotes collected in the first half of 2005. A full report can be viewed at http://www.insurance.com/Article.aspx/artid/318About Insurance.comInsurance.com is owned and operated by ComparisonMarket Inc. in Solon, Ohio. The Insurance.com website enables consumers to instantly compare and buy competitive auto insurance quotes directly from any of more than a dozen leading insurance carriers. When ready to purchase, users have the option of completing the transaction online or talking directly to an unbiased licensed agent.

Other products include life, health and home insurance as well as travel, dental and pet health insurance.In addition to Insurance.com, ComparisonMarket provides private labeled solutions to financial institutions, affinity groups and online marketplaces to offer their customers real choice and savings opportunities on auto insurance.*DisclaimerWhile the "2005 Auto Insurance Pricing Report" is a broad indicator of pricing activity in the personal auto insurance marketplace it reflects only the pricing activity of carriers that have participated in the ComparisonMarket auto insurance marketplace in the states where it quotes (all states except Alaska, Hawaii, Massachusetts, New Jersey) and the aggregate profile of consumers who shop using the ComparisonMarket platform.Media Contact:Lou Geremia617-454-1140President, Insurance.comwww.insurance.come-mail protected from spam bots.


Get To Know Auto Insurance California Style

When purchasing auto insurance, California has some stipulations regarding the coverage of its drivers. The purpose of this, of course, is that everyone is expected to be responsible in a case of an accident and this removes any irresponsible drivers from the highway. You have to have auto insurance ? California state laws demand it.We all know that auto insurance can be pricy, but there is cheap California auto insurance. All you have to do is check it out thoroughly with the different insurance companies. You will never know what is out there until you try.

Compare prices with the different auto insurance and California has many companies to choose from. You find one that will give a good deal on cheap insurance.It is required by California law that you have evidence of auto insurance regardless if you're driving your own car or someone elses. If you do own a car and don't use it, you still have to maintain auto insurance in California.To obtain registration of your vehicle...

Get To Know Auto Insurance California Style
Insurance > Get To Know Auto Insurance California Style

What is Credit Insurance?

Are you wondering what is credit insurance? Very simply, credit insurance is an insurance policy that protects a loan on the chance that you are unable to make the repayments. The next time you have occasion to apply for a loan or mortgage, you will be asked if you want to buy credit insurance, or it might already be included in your loan proposal. If so, it will increase your loan amount and you'll pay additional interest.Credit insurance usually is optional, which means you don't have to purchase it from the lender. Before deciding to buy credit insurance from a lender, think about your needs, your options, and the rates you're going to pay. You may decide you don't need credit insurance.

If you decide to get credit insurance be aware that it can be an expensive form of insurance. For example, it may be less expensive and more practical for you to get life insurance than credit insurance. Before deciding to buy credit insurance, ask the lender the following questions: How much...

What is Credit Insurance?
Insurance > What is Credit Insurance?

Car Rental Company Insurance

Car rental companies also offer insurance policies to their clients. Some car rental companies even go to the extent of imposing insurance policies among customers. But while opting for a particular car rental company, you have to check out all the insurance policies. Some car rental insurance policies are really quite helpful. You have to assess all the car rental insurance proposals carefully.

Car rental company insurance generally comes with a supplemental liability policy and a Loss Damage Waiver.

If you have already subscribed to any auto insurance policy, the policy will definitely cover rental cars. The insurance protection against bodily injury and property damage you enjoy should also come in to play. The rental car insurance offers coverage if the car is stolen, damaged or vandalized. If you don't have an adequate idea about car rental insurance policies, you can always take the help of any experienced rental car insurance experts.

Ask any insurance...

Car Rental Company Insurance
Insurance > Car Rental Company Insurance

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